Pensions

State Pension, workplace pensions and Pension Credit

• Can I get my State Pension if I live abroad?How to claim your UK State Pension abroad through the International Pension Centre, how you get paid and which countries get yearly increases. From GOV.UK.
• Can I get Pension Credit?Pension Credit eligibility: who qualifies at State Pension age, income topped up to £238 single or £363.25 a couple, and the savings rules. From GOV.UK.
• Can I get the Winter Fuel Payment?Winter Fuel Payment for 2026 to 2027: born on or before 27 June 1960, £100 to £300, the £35,000 income rule. From GOV.UK.
• Can I keep working after State Pension age?No National Insurance after State Pension age if you keep working, but Income Tax still applies. No forced retirement, and flexible working. From GOV.UK.
• Can Pension Credit be backdated?Pension Credit backdating: claims can go back up to 3 months and be paid in your first payment. What you need and how to claim. From GOV.UK.
• Can pensioners get Universal Credit?Universal Credit for pensioners: the State Pension age rule, mixed age couples, when to claim Pension Credit instead and Migration Notices. From GOV.UK.
• Do I pay tax on my pension?Do you pay tax on your pension? The 25% tax-free lump sum up to £268,275, how the rest is taxed as income and large withdrawals. From GOV.UK.
• How do I check my State Pension forecast?How to check your State Pension forecast online, in the HMRC app or by post, what it shows and how to fill gaps in your record. From GOV.UK.
• How do I claim my State Pension?How to claim State Pension online, by phone or by post: the invitation code, what you need, phone numbers and when you are first paid. From GOV.UK.
• How do I claim Pension Credit?How to apply for Pension Credit online, by phone or by post, what you need and how to backdate your claim by up to 3 months. From GOV.UK.
• How do I find a lost pension?How to find an old pension, workplace or personal, for free: the details you need, who to contact and what to do once you have found it. From GOV.UK.
• How do I work out how much Pension Credit I could get?Pension Credit calculator guide for 2026/27: £238 single or £363.25 for a couple, extra amounts and the savings rule, with worked examples. From GOV.UK.
• How does pension tax relief work?How tax relief on pension contributions works, who gets 20% automatically, how to claim higher rate relief and the £60,000 annual allowance. From GOV.UK.
• How much are voluntary National Insurance contributions?Voluntary National Insurance contributions fill gaps in your record for your State Pension: £3.65 a week (Class 2) or £18.40 (Class 3). From GOV.UK.
• How much goes into my workplace pension?Workplace pension rules: who is auto enrolled, the 8% minimum contribution with at least 3% from your employer, and tax relief. From GOV.UK.
• How much is the State Pension?The full new State Pension is £241.30 a week in 2026/27 and the old basic State Pension £184.90. Qualifying years and your forecast. From GOV.UK.
• How much Pension Credit could I get?Pension Credit amounts for 2026/27: income topped up to £238 single or £363.25 a couple, plus extras for disability, carers and children. From GOV.UK.
• What are National Insurance credits?National Insurance credits fill gaps in your record so you build up qualifying years for your State Pension. Who gets them and how. From GOV.UK.
• What happens if I delay my State Pension?If you defer State Pension, it grows by 1% for every 9 weeks you put it off, just under 5.8% a year. How the extra is paid and when. From GOV.UK.
• What is Pension Credit?Pension Credit tops up weekly income to £238 (single) or £363.25 (couples) in 2026/27. Who qualifies, savings rules and how to apply. From GOV.UK.
• What is the Pension Tracing Service?How the Pension Tracing Service helps you find a lost workplace or personal pension, what you need, phone number and what it cannot do. From GOV.UK.
• What is the State Pension triple lock?How the State Pension triple lock works, the 4.8% rise for 2026/27, new and basic State Pension weekly rates and what is not covered. From GOV.UK.
• When can I get a free bus pass?When you can get a free bus pass: State Pension age in England, 60 in Wales, Scotland and NI. When you can travel and how to apply. From GOV.UK.
• When can I get my State Pension?State Pension age by date of birth, including the rise from 66 to 67 between 2026 and 2028. From the official GOV.UK timetable.