Can I get help paying my water bill?
For people in England, Wales and Scotland who are struggling to pay water bills.
Applies to: England, Scotland, Wales Last checked against official sources: 6 October 2026
If you struggle to pay your water bill, contact your water company, as there are schemes that can lower or spread the cost.
- WaterSure caps the bill for some households that have a water meter.
- It is for people on certain benefits who use a lot of water, for example because of a medical condition or 3 or more children under 19.
- Your water company may offer extra help, including help from a charitable trust if you are in real financial difficulty.
- Water Direct lets DWP take your water bill payments straight from your benefits.
Different in Scotland
Different in Scotland, Wales or Northern Ireland
Rules may be different in:
- Northern Ireland: Check nidirect for Northern Ireland
Key facts
- WaterSure caps metered bills
- Ask your water company first
- Water Direct pays from benefits
- Scotland: billed with council tax
What help with water bills is
There are official schemes that make water bills easier to afford. Most help comes through your water company, so they are the first place to ask.
The main types of help are:
- WaterSure: a cap on your bill if you have a water meter and qualify.
- Special help from your water company: support that fits your needs, for example if age, disability or a big life event makes things harder.
- Charitable trusts: some water companies can help through a trust if you are in genuine financial difficulty.
- Water Direct: a DWP scheme that takes water bill payments straight from your benefits, so you do not fall behind.
Who WaterSure is for
WaterSure started in 1999. It caps the bill for low income households that use a lot of water. Right now you usually need all of these:
- a water meter
- someone in the household getting a benefit such as Universal Credit, Pension Credit, Housing Benefit, income-based Jobseeker's Allowance, income-based Employment and Support Allowance or Income Support
- high water use because of either 3 or more children under 19 living with you, or a medical condition such as Crohn's disease, ulcerative colitis or incontinence
About 260,000 households get WaterSure. They save around £325 a year on average.
Changes coming in early 2027
The government announced WaterSure reforms on 6 March 2026. They are due to start in early 2027. The changes include:
- Disability Living Allowance, Attendance Allowance and Personal Independence Payment will count as qualifying benefits
- a maximum household income of £25,745
- you will no longer need medical notes
- bills capped using the lower of the average metered bill or the average bill overall
- one person households capped at the average bill for one person
The changes must happen in England. In Wales, water companies can choose whether to follow them.
How to get help
- Contact your water company. Tell them you are struggling. Ask what schemes they run, including WaterSure and any charitable trust.
- Ask about a meter if you might qualify for WaterSure, as you need one.
- If you get benefits, ask about Water Direct so your payments come straight out of them.
- Get free advice if you also have other debts. Citizens Advice can help.
Things to know
- Each water company runs its own help, so what is on offer can differ.
If you live in Scotland or Wales
- Scotland: for most homes, water and sewerage charges from Scottish Water are billed alongside council tax. If you are struggling, ask your council about council tax discounts and reductions.
- Wales: WaterSure runs in Wales too, with about 30,000 households getting it. The Welsh Government has guidance for water companies on social tariffs, which are cheaper rates for people who find it hardest to pay.
Related guides
- What are my options if I'm in debt?
- What is Breathing Space?
- What is the Warm Home Discount?
- What is a broadband social tariff and who can get one?
- Is the Household Support Fund still running?
Where this comes from
Get it done
This takes you to the official service, which is free to use.
See water bill help schemesCommon questions
Do I need a water meter for WaterSure?
Is WaterSure changing?
Official sources
- 1.Customer assistance (Ofwat)www.ofwat.gov.uk/households/customer-assistance/
- 2.Reduced bills for around 300,000 households in WaterSure reform (GOV.UK)www.gov.uk/government/news/reduced-bills-for-around-300000-households-in-watersure-reform
- 3.Council Tax (mygov.scot)www.mygov.scot/council-tax
Checked against GOV.UK on 6 October 2026
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