Has the two-child limit ended?
For families with 3 or more children who claim Universal Credit.
Applies to: England, Scotland, Wales, Northern Ireland Last checked against official sources: 6 October 2026
Yes. The two-child limit in Universal Credit ended on 6 April 2026, so you now get the child amount for every child.
- The child amount is £303.94 a month for each child in 2026/27, or £351.88 for a first child born before 6 April 2017.
- You do not need to do anything. Payments went up from May or June 2026.
- The extra child amounts still count towards the benefit cap, so some families get less of the increase.
- The limit has also ended in Northern Ireland.
Key facts
- Ended 6 April 2026
- £303.94 a month per child
- No need to apply
- Benefit cap still applies
What the two-child limit was
From April 2017, Universal Credit only paid the child amount for your first 2 children. A third or later child born on or after 6 April 2017 usually got nothing extra, unless an exception applied. Exceptions included multiple births, adoption, kinship care, and children conceived without consent.
The Universal Credit (Removal of Two Child Limit) Act 2026 became law on 18 March 2026. The limit ended on 6 April 2026. Universal Credit now pays the child amount for every child, however many you have.
Child amounts for 2026/27
| Child amount | Per month | Per year |
|---|---|---|
| Each child | £303.94 | £3,647.28 |
| First child, if born before 6 April 2017 | £351.88 | £4,222.56 |
| Extra for a disabled child, lower rate | £164.79 | £1,977.48 |
| Extra for a disabled child, higher rate | £514.71 | £6,176.52 |
The disabled child amounts are paid on top of the child amount.
When the extra money arrived
You did not need to do anything. If you were already claiming, your Universal Credit was updated automatically. The higher payments started from May or June 2026, depending on the dates of your monthly assessment period.
Worked example 1: family with 3 children
Amira and Ben are both over 25 and have 3 children, all born after April 2017.
- Before 6 April 2026: 2 x £303.94 = £607.88 a month for children
- Now: 3 x £303.94 = £911.82 a month for children
- Extra: £303.94 a month, or £3,647.28 a year
With their standard allowance of £666.97, their maximum Universal Credit before earnings and housing is £1,578.79 a month.
Worked example 2: when the benefit cap gets in the way
The benefit cap limits the total benefits most working-age households can get. Outside Greater London, the cap for a couple or a single parent is £1,835 a month (£22,020 a year).
Lee and Kim live in Manchester and have 4 children. Their benefits came to £1,700 a month before April 2026. Their extra child amounts add £607.88 (2 x £303.94), taking them to £2,307.88. But the cap holds them at £1,835, so they gain only £135 a month.
What changes the amount
- The benefit cap. The extra child amounts count towards it. In Greater London the cap for a couple or a single parent is £2,110.25 a month.
- Earnings. If you and your partner earn £881 or more a month combined, after tax and National Insurance, the benefit cap does not apply. A 9 month grace period may also apply.
- Other parts of your claim, such as earnings, savings and deductions, still reduce your payment as normal.
If you live in Scotland, Wales or Northern Ireland
- Scotland and Wales: Universal Credit is run by DWP, so the same rules apply.
- Northern Ireland: Universal Credit is run separately, but the two-child limit also ended there on 6 April 2026. Any increase should have been paid by June 2026.
Related guides
- How much Universal Credit will I get?
- What is the benefit cap?
- What is Child Benefit?
- How much help with childcare costs can I get on Universal Credit?
- Am I eligible for Universal Credit?
Where these figures come from
- Universal Credit if you have children, GOV.UK
- Universal Credit payments for more than 2 children before 6 April 2026, GOV.UK
- Two-child limit scrapped as Bill becomes law, GOV.UK
- Benefit and pension rates 2026 to 2027, DWP
- Benefit cap amounts, GOV.UK
- Benefit cap: when you're not affected, GOV.UK
- Universal Credit: two child limit, nidirect
Get it done
This takes you to the official service, which is free to use.
Read the GOV.UK guidanceCommon questions
Do I need to tell DWP about my third child?
Why didn't my Universal Credit go up for my third child?
Official sources
- 1.Universal Credit if you have children (GOV.UK)www.gov.uk/guidance/universal-credit-if-you-have-children
- 2.Benefit and pension rates 2026 to 2027 (DWP)www.gov.uk/government/publications/benefit-and-pension-rates-2026-to-2027/proposed-benefit-and-pension-rates-2026-to-2027
- 3.Universal Credit: two child limit (nidirect)nidirect.gov.uk/node/10189
Checked against GOV.UK on 6 October 2026
Related guides
Ask about your situation
Please don't include your name, address, National Insurance number or health details. See our privacy notice.